According to 360 Degrees Financial Literacy, an online website that offers general information for managing personal finances, you’ll want to make sure you and your spouse review your auto coverage before deciding whether to combine auto insurance.

If you both own your own car and you have single coverage you may qualify for a better rate by combining them into one policy for a multi-car discount. State Farm Insurance is one example who offers this coverage. However, you may also want to consider before combining policies whether your spouse has a decent driving record, and has not been in several accidents. This can also  effect the cost of your insurance.

In the long run, policy rates are cheaper for married couples on one policy versus a single car policy, however, it is best to check with both of your agents to get price quotes and to let them know that you are now married.

Purchasing Life Insurance for your new spouse may not be as romantic and fun as it was planning your wedding, but in reality, you both need coverage to protect you and your spouse against unforseen risks. Married couples who don’t have kids may not need coverage right away, however, if you are both young and healthy you can lock in lower rates. If you are married with children from a previous marriage or only one of you works, it is in the best interest to get coverage on both spouses for protection. Talk to your insurance agents to see whether term or whole life is best for you.

If you both already have life insurance, then contact your agent to have the beneficiary named on your policies changed to your new spouse.